Form: 10-K

Annual report pursuant to Section 13 and 15(d)

April 6, 2001

LIST OF CONSOLIDATED ENTITIES

Published on April 6, 2001




Exhibit 21.1




Dynex Capital, Inc.
List of Consolidated Entities
As of December 31, 2000





AutoBond Funding Corporation 1997-A
Dynex Commercial Services, Inc.
Dynex Healthcare Capital, Inc.
Dynex Home Loan, Inc.
Dynex Securities, Inc.
Financial Asset Securitization, Inc.
GLS Capital Services, Inc.
GLS Development, Inc.
SMFC Funding Corporation
MSC I L.P.


Issuer Holding Corp.
Commercial Capital Access One, Inc.
Resource Finance Co. One
Resource Finance Co. Two
ND Holding Co.
Merit Securities Corporation
GLS Capital, Inc.
GLS Capital Services - Marlborough, Inc.
GLS Capital - Cuyahoga, Inc.
PaineWebber Mortgage Obligations, Inc.
SHF Corp.





NOTE: All companies were incorporated in Virginia except for PaineWebber
Mortgage Obligations (Delaware) and AutoBond Funding Corporation
1997-A (Nevada).